  We have been helping individuals and businesses secure quality Life and Health Insurance products since 1991. Since our beginning, we have continually upheld our pledge to serve the public with honesty, integrity and professional service, always.Working with a highly skilled and dedicated team of professionals we are committed to providing products and services that meet the expectations of the most discerning buyer, through insurance companies who have earned the highest financial ratings and customer satisfaction.
We recognize that everyone's needs are unique. There is no "one size fits all", especially when it comes to insurance. We would never attempt to put a square peg in a round hole. As independent agents, representing over 50 nationally recognized life and health insurance companies, our clients can rest assured that the recommendations we make are truly unbiased, giving them a real choice in their insurance purchasing decisions.
We are not a "jack of all trades" agency. We do not wear multiple hats. Our training, education and experience are confined to what we like to identify as "qualify of life" insurance products. These include Life Insurance, Health Insurance, Disability Insurance, Long Term Care Insurance, and other complimenting products. By focusing on a these products it allows us to better serve the public by providing answers to questions... and solutions to problems... that other "multiple line" agencies often cannot.
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 CHARLES SMYTH, RHU, REBC- PresidentE-Mail:csmyth@chasmar.com
Born in New York. Moved to Santa Monica, California in 1962 with his family. After attending Santa Monica High School, Chuck joined the US Navy SeaBees, and toured Viet Nam from 1966 to 1967. Married in 1968, he made a major career change after returning to school 1975 and graduating from California State University, Northridge (CSUN) in 1978. He joined the insurance and financial services industry in 1978, while continuing studies in Health Administration and Managed Care through the Huebner School, American College. Chuck is a Registered Health Underwriter and Registered Employee Benefit Consultant, and he specializes in Employee Benefits, focusing on employers groups with 2 to 50 employees. He has advised employers in all areas of benefits on a local and multi state level, and as a board member of the Palos Verdes Peninsula Chamber of Commerce provides assistance and insite to members on legislative issues effecting insurance. Additional areas of expertise include Cafeteria Plans, 401 (k) Retirement Plans, and self funding arrangements of medical benefits. He is a member of the National Association of Health Underwriters, the California Associations of Health Underwriters, Board Member of the PVP Chamber of Commerce, and active in local, state and federal matters effecting affordability and access to health care.
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 MARLENE SMYTH, LUTCF - Vice President E-mail:marlene@chasmar.com
Born in New York (who would have guessed), Marlene moved to California with her family in 1951. She was raised in Hollywood and she is an Alumni of Hollywood High School. Marlene went to Valley State College and began her insurance career at Transamerica Life Insurance, Los Angeles. Over the next two decades she gained invaluable experience working in all areas of insurance for several major companies until she decided to embark on her own, establishing Chasmar Insurance Services with her husband. She has continued her education through the Life Underwriters Training Council and American College. She earned her LUTCF designation in 1995 and is a member of the National Association of Insurance and Financial Advisors and the California Association of Insurance and Financial Advisors. She is a past Director of the Greater South Bay Association of Insurance and Financial Advisors and is active in local, state and federal matters pertaining to insurance. Marlene specializes in life, health and disability insurance coverages for individuals.
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 SAMANTHA SMYTH, AAT - Administrative AssistantE-mail:samantha@chasmar.com
Samantha was born in Lomita, Ca. on December 9, 1994. She was the last of a litter of eight sisters and brothers. Samantha attended puppy school at six months, where she showed promise for search and recovery by rescuing a fellow canine that had become caught in a Jungle Jim. Soon after graduating, with honors, she began her insurance career and quickly became an important team member, greeting visitors and clients, and making them feel at home in the Office. She is also responsible for licking stamps and opening the mail on a daily basis. It was during her tenure that Samantha continued to exhibite some very special talents that eventually lead to her real vocation, Animal Assisted Therapy. Samantha became a Therapy Animal through the Create-A-Smile Program, and working with her team members, she visits hospitals, convalescent homes, and other facilities where she can share her special gift. She shows a real enthusiasm every time she puts on her special CAS red and blue vest and enters a facility. The countless happy faces, where there once were no smiles, are testaments to the therapeutic value of the CAS program.
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